M-PESA charges will depend on the amount you are sending or withdrawing. You can use your M-PESA menu to buy airtime for your phone, or for someone else. This service is free and you will only pay for the airtime purchased.
Here are the Mpesa Charges you can always look up and use when transacting on your mobile phone. The tables below include Mpesa Withdrawal Charges, Sending Charges, and All Mpesa Rates updated in 2022.
Withdrawal from M-PESA Agent
Min(Kshs)
Max(Kshs)
M-PESA Charges
1
49
N/A
50
100
10
101
500
27
501
1,000
28
1,001
1,500
28
1,501
2,500
28
2,501
3,500
50
3,501
5,000
67
5,001
7,500
84
7,501
10,000
112
10,001
15,000
162
15,001
20,000
180
20,001
35,000
191
35,001
50,000
270
50,001
150,000
300
Transfer to Unregistered Users
Min(KSHs.)
Max(KSHs.)
M-PESA Charges
1
49
N/A
50
100
N/A
101
500
45
501
1,000
49
1,001
1,500
59
1,501
2,500
74
2,501
3,500
112
3,501
5,000
135
5,001
7,500
166
7,501
10,000
205
10,001
15,000
265
15,001
20,000
288
20,001
35,000
309
35,001
50,000
N/A
50,001
150,000
N/A
Transfer to other M-PESA Users, Pochi La Biashara and Business Till To customer
Min(KSHs.)
Max(KSHs.)
M-PESA Charges
1
49
FREE
50
100
FREE
101
500
6
501
1,000
12
1,001
1,500
22
1,501
2,500
32
2,501
3,500
51
3,501
5,000
55
5,001
7,500
75
7,501
10,000
87
10,001
15,000
97
15,001
20,000
102
20,001
35,000
105
35,001
50,000
105
50,001
150,000
105
Other Transactions
All Desposits
FREE
M-PESA Registration
FREE
Buying Airtime through M-PESA
FREE
M-PESA balance Enquiry
FREE
Change M-PESA PIN
FREE
NOTE:
Maximum Account Balance is KSHs.300,000
Maximum Daily Transaction Value is KSHs.300,000.Maximum per transaction is KSHs.150,000
You cannot withdraw less than KSHs.50 at an M-PESA agent outlet.
To initiate M-PESA person to person self reversal, send the transaction confirmation message to 456
To transact, your Safaricom line and M-PESA account must be active
At an agent outlet, you cannot deposit money directly into another M-PESA customer’s account
You earn Bonga points when you transact on M-PESA.
To transact at any M-PESA Agent outlet, you will be required to produce your original identification document, i.e., National ID or Kenyan Passport.
Dial *234# to view applicable charges or use M-PESA cost calculator on mySafaricom App
